License denial, suspension, revocation, and refusal to renew; civil penalties.

The Commissioner may deny a license to an applicant or suspend, revoke, or refuse to renew a license if the applicant or licensee: Violates the provisions of this chapter or any standard of conduct prescribed by the Commissioner in regulations; Makes a material misstatement in the application for the license; Engages in fraudulent or dishonest practices; or Demonstrates incompetency or untrustworthiness to act as a public insurance adjuster. Upon a finding by the Commissioner of a violation of subsection (a)(1) or (3) of this section, the Commissioner may impose a civil penalty not to exceed $1,000 for each violation. This chapter shall not be applied or interpreted to bar a borrower from bringing an action pursuant to any District or federal law for damages, injunctive relief, or any other relief.