How do I file a workers' compensation claim in Minnesota?
Minnesota workers' comp is governed by Minn. Stat. Chapter 176, administered by the Department of Labor and Industry.
1. Coverage
Required for all employers with 1+ employee, virtually universal (Minn. Stat. § 176.181). Excluded: casual workers not in trade/business, certain farm laborers under $8,000 cash payroll threshold, household domestic workers under thresholds, and qualifying independent contractors.
2. Notice to Employer
Notice within 14 days for full benefits (no reduction); benefits may continue if notice given within 30 days; absolute bar at 180 days (Minn. Stat. § 176.141).
3. Claim Filing
File a Claim Petition with DLI within 3 years from the date the employer filed the First Report of Injury, or 6 years from injury if no report filed (Minn. Stat. § 176.151).
4. Benefits
Medical fully covered. Temporary Total Disability pays 2/3 of average weekly wage subject to state max (102% of state average weekly wage — about $1,335/week for 2026) under § 176.101. TTD limited to 130 weeks (§ 176.101(1)(k)). Permanent Partial Disability based on impairment ratings under § 176.101(2a) and the disability schedule. Permanent Total Disability under § 176.101(5) for life with offsets. Dependency benefits and $15,000 burial.
5. Independent Medical Exam (IME)
Carrier may require IME under § 176.155. Refusal can suspend benefits.
6. Choice of Doctor
Employee chooses the treating physician in Minnesota (§ 176.135). Employee may change once without authorization; further changes require approval.
7. Denied Claim / Appeal
Compensation Judge at the Office of Administrative Hearings holds an evidentiary hearing. Appeal to the Workers' Compensation Court of Appeals (WCCA) within 30 days, then to the Minnesota Supreme Court (§ 176.421, § 176.471).
8. Third-Party Suit
Minn. Stat. § 176.061 preserves third-party rights. Naig settlements separate the employee's noncompensated losses from the carrier's lien — a unique Minnesota mechanism that can significantly increase net recovery.
This is legal information, not legal advice.
- 130-week TTD cap approaching
- Naig settlement of third-party action
- Permanent Total Disability claim with offset disputes
- Minn. Stat. Ch. 176
- Minn. Stat. § 176.101
- Minn. Stat. § 176.135
- Minn. Stat. § 176.141
- Minn. Stat. § 176.151
- Minn. Stat. § 176.181
- Minn. Stat. § 176.061
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.