How do I file a workers' compensation claim in Michigan?

Michigan's Workers' Disability Compensation Act is at MCL 418.101 et seq., administered by the Workers' Disability Compensation Agency.

1. Coverage

Required for all private employers with 1+ employee working 35+ hours per week for 13+ weeks, or any employer with 3+ employees at any time (MCL 418.115). Excluded: certain agricultural workers, real estate salespersons paid by commission, and household domestic workers under thresholds.

2. Notice to Employer

Notice within 90 days of injury or knowledge of occupational disease (MCL 418.381(1)).

3. Claim Filing

Statute of limitations: 2 years from injury (MCL 418.381(2)). If the employer/carrier voluntarily pays benefits, file an Application within 2 years of the last payment if disputes arise.

4. Benefits

Medical 100% covered. Wage loss benefits pay 80% of after-tax average weekly wage up to 90% of state average weekly wage (about $1,143/week in 2026) under MCL 418.351. Specific Loss benefits under § 418.361 schedule. Total and Permanent Disability defined under § 418.361(3). Death benefits under § 418.321 plus $6,000 burial.

5. Independent Medical Exam (IME)

Carrier may require IME under § 418.385. Refusal suspends benefits.

6. Choice of Doctor

Employer directs medical care for the first 28 days. After 28 days, the employee may select any treating physician of their choice (§ 418.315).

7. Denied Claim / Appeal

Application heard by a Magistrate. Appeal to the Michigan Compensation Appellate Commission (MCAC) within 30 days, then to the Michigan Court of Appeals by leave.

8. Third-Party Suit

MCL 418.827 preserves third-party suits. Carrier has a lien for past benefits; future benefit credit applies to the recovery (Franges v. General Motors formula).

This is legal information, not legal advice.