What to Do After a Car Accident

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Knowing what to do after a car accident protects your health, your legal rights, and your insurance claim.

At the scene:

Check for injuries. Prioritize the safety of all parties. Call 911 if anyone is hurt.

Move to safety. If possible and safe, move vehicles out of traffic. Turn on hazard lights.

Call the police. Even for minor accidents, a police report is valuable documentation. It is legally required in most states for accidents involving injury, death, or property damage above a threshold (often $500-$2,500).

Exchange information. Get the other driver's name, contact information, insurance details, license plate number, and driver's license number.

Document the scene. Take photos and videos of all vehicles, damage, license plates, the overall scene, road conditions, traffic signs, and any visible injuries.

Get witness information. If bystanders saw the accident, get their names and contact information.

Do not admit fault. Be polite but do not apologize or accept blame. Statements like "I'm sorry" can be used against you.

After the scene:

Seek medical attention. Even if you feel fine, some injuries (whiplash, concussions, internal injuries) may not show symptoms immediately.

Report to your insurance company. Notify your insurer promptly.

Keep records. Save all medical bills, repair estimates, rental car receipts, and documentation of lost wages.

Be cautious with the other driver's insurer. Do not give recorded statements or accept settlements without understanding their implications.

This is legal information, not legal advice.