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How do I make a valid will in New Jersey?

Federal & State Law Editorial TeamLast reviewed: 2026-04-30

New Jersey wills are governed by N.J.S.A. Title 3B, Chapter 3.

1. Testator Requirements

  • Age: 18 or older (N.J.S.A. 3B:3-1).
  • Capacity: Sound mind.
  • 2. Witness Requirements — Attested Will (N.J.S.A. 3B:3-2(a))

  • In writing.
  • Signed by the testator (or by another in the testator's conscious presence and at the testator's direction).
  • Signed by at least 2 individuals, each of whom signed within a reasonable time after witnessing the signing or acknowledgment.
  • 3. Notarization

    Not required for validity. A self-proving affidavit (N.J.S.A. 3B:3-4) before a notary allows the will to be admitted without witness testimony.

    4. Holographic Wills (N.J.S.A. 3B:3-2(b))

    Valid if signed by the testator and the material portions are in the testator's handwriting. No witnesses required.

    5. Harmless Error Rule (N.J.S.A. 3B:3-3)

    A document that fails to meet formalities may still be treated as a will if proponent establishes by clear and convincing evidence that the decedent intended it as a will.

    6. Interested Witnesses

    New Jersey abolished the interested-witness rule (N.J.S.A. 3B:3-8) — a beneficiary may serve as a witness without forfeiting the gift.

    7. Intestacy (No Will)

    N.J.S.A. 3B:5-3: Spouse with all descendants from this marriage — spouse takes all. Spouse + descendants from prior relationships or testator's surviving parent + descendants — spouse takes first 25% (min $50,000, max $200,000) + 75% of balance.

    8. Small Estate Threshold

    Under N.J.S.A. 3B:10-3, surviving spouse may take all assets without administration if estate value is under $50,000; for other heirs the limit is $20,000 (N.J.S.A. 3B:10-4).

    9. NJ Inheritance Tax

    New Jersey has an inheritance tax (not just estate tax) on transfers to siblings, nieces/nephews, and unrelated persons (Class C and D beneficiaries) — plan accordingly.

    This is legal information, not legal advice.

    When to Talk to a Lawyer
    • You're leaving assets to non-Class A beneficiaries (NJ inheritance tax)
    • You want to invoke harmless error
    • Your blended family complicates intestacy
    Related Statutes & Laws
    • N.J.S.A. 3B:3-1
    • N.J.S.A. 3B:3-2
    • N.J.S.A. 3B:3-3
    • N.J.S.A. 3B:3-4
    • N.J.S.A. 3B:5-3
    • N.J.S.A. 3B:10-3

    This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.