How to Write a Will

A will (or last will and testament) is a legal document that directs how your property and assets should be distributed after your death.

Basic requirements for a valid will:

Legal age — You must be at least 18 years old (19 in some states).

Sound mind — You must understand what a will is, what property you own, and who your beneficiaries are.

Written — Most states require a written document (not oral).

Signed — You must sign the will, or direct someone to sign on your behalf in your presence.

Witnessed — Most states require two witnesses who are not beneficiaries to watch you sign and then sign themselves.

What to include:

A declaration that this is your will, revoking all prior wills.

Identification of your beneficiaries (who gets what).

Specific bequests (particular items to particular people).

Residuary clause (what happens to everything not specifically mentioned).

Name an executor (the person who administers your estate).

Guardian for minor children (if applicable).

Digital asset provisions.

Special types of wills:

Holographic will — Handwritten and signed by you, valid without witnesses in some states.

Self-proving will — Includes a notarized affidavit from witnesses, simplifying probate.

What a will cannot do:

Override beneficiary designations on life insurance, retirement accounts, or payable-on-death accounts.

Transfer property held in joint tenancy.

Include conditions that are illegal or against public policy.

This is legal information, not legal advice.