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How to File an FTC Complaint

Federal & State Law Editorial TeamLast reviewed: 2025-09-22

The Federal Trade Commission (FTC) protects consumers from unfair and deceptive business practices. Filing a complaint helps the FTC identify patterns and take action.

How to file:

  • Go to ReportFraud.ftc.gov (formerly ftc.gov/complaint).
  • Select the category that best describes your complaint.
  • Provide details including the company name, contact information, what happened, and any documentation.
  • Submit the report — you will receive a reference number.
  • What the FTC investigates:

  • Scams and fraud
  • Identity theft
  • Deceptive advertising
  • Unfair business practices
  • Privacy violations
  • Telemarketing fraud
  • Internet fraud
  • Credit and lending issues
  • What the FTC does with complaints:

  • Enters them into a database used by law enforcement agencies nationwide.
  • Identifies patterns of illegal activity.
  • Brings enforcement actions against companies with widespread violations.
  • Issues consumer alerts and guidance.
  • What the FTC does NOT do:

  • Resolve individual consumer complaints.
  • Act as your attorney.
  • Get your money back directly (though enforcement actions may result in refunds).
  • Other agencies to contact:

  • Consumer Financial Protection Bureau (CFPB) — For financial products and services.
  • State attorney general — For state consumer protection violations.
  • Better Business Bureau (BBB) — For business complaints and mediation.
  • Your state's consumer protection office — For local business issues.
  • This is legal information, not legal advice.

    When to Talk to a Lawyer
    • You have suffered significant financial loss from a scam
    • You want to pursue a private lawsuit against a deceptive company
    • You are part of a group of consumers harmed by the same company
    Related Statutes & Laws
    • FTC Act (15 U.S.C. § 45)
    • State consumer protection statutes

    This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.