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What should I do after a car accident in Texas?

Federal & State Law Editorial TeamLast reviewed: 2026-04-30

Texas operates as an at-fault (tort) state under the Texas Transportation Code and the Civil Practice & Remedies Code.

1. Immediate Steps at the Scene

  • Stop and render aid (Tex. Transp. Code §§ 550.021-550.023). Failure to stop and render aid in an injury crash is a felony.
  • Move vehicles out of traffic if drivable and there are no injuries (§ 550.022).
  • Exchange names, addresses, license info, and insurance.
  • Photograph everything and collect witness contacts.
  • 2. Mandatory Reporting

  • Police: Required for injury, death, or apparent damage that prevents normal driving.
  • Form CR-2 ("Blue Form"): If law enforcement did NOT investigate AND damage exceeds $1,000, the driver had to file Form CR-2 with TxDOT within 10 days. (Note: the state requirement was repealed in 2017 but many insurers still require submission to your carrier.)
  • Insurer: Notify per your policy.
  • 3. Minimum Liability Insurance

    30/60/25 ($30,000 per person / $60,000 per accident / $25,000 property damage) under Tex. Transp. Code § 601.072.

    4. Modified Comparative Negligence — 51% Bar

    Under Tex. Civ. Prac. & Rem. Code § 33.001, you are barred from recovery if your percentage of responsibility is greater than 50%. At 50% or less, your damages are reduced proportionally.

    5. Statute of Limitations

  • Personal injury: 2 years (CPRC § 16.003).
  • Property damage: 2 years (CPRC § 16.003).
  • Wrongful death: 2 years from the date of death (CPRC § 16.003(b)).
  • Claims against a governmental unit require notice within 6 months under the Texas Tort Claims Act (CPRC § 101.101).
  • This is legal information, not legal advice.

    When to Talk to a Lawyer
    • The other driver claims you were 51% or more at fault
    • You face a governmental defendant with a 6-month notice deadline
    • Injuries required surgery, ongoing care, or caused lost wages
    Related Statutes & Laws
    • Tex. Transp. Code § 550.021
    • Tex. Transp. Code § 601.072
    • Tex. Civ. Prac. & Rem. Code § 16.003
    • Tex. Civ. Prac. & Rem. Code § 33.001
    • Tex. Civ. Prac. & Rem. Code § 101.101

    This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.