What should I do after a car accident in South Carolina?

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South Carolina is an   at-fault (tort)   state operating under modified comparative negligence adopted in  Nelson v. Concrete Supply Co. , 303 S.C. 243 (1991).    1. Immediate Steps at the Scene   - Stop and exchange information (S.C. Code § 56-5-1210). Felony hit-and-run if injury or death. - Render reasonable aid. - Call   911   for injuries.    2. Mandatory Reporting   -   Police  : Required for injury, death, or apparent damage exceeding   $1,000   (S.C. Code § 56-5-1260). -   Form FR-309  : Within   15 days   to SC DMV if police did not investigate (S.C. Code § 56-5-1270). - Notify insurer.    3. Minimum Liability Insurance     25/50/25   under   S.C. Code § 38-77-140  .   Uninsured Motorist coverage at 25/50/25 is also mandatory   under § 38-77-150.    4. Modified Comparative Negligence — 51% Bar   Per  Nelson v. Concrete Supply Co. , 303 S.C. 243 (1991), the plaintiff may recover only if their negligence was   not greater than   the defendant's (i.e., 50% or less). Damages reduced by plaintiff's percentage. Aggregated against multiple defendants under  Cole v. SCE&G , 355 S.C. 183 (2003).    5. Statute of Limitations   - Personal injury:   3 years   (S.C. Code § 15-3-530(5)). - Property damage:   3 years   (§ 15-3-530(3)). - Wrongful death:   3 years   (S.C. Code § 15-3-530). - South Carolina Tort Claims Act:   2-year statute of limitations  , with   verified claim filed within 1 year   (S.C. Code § 15-78-110, § 15-78-80).    6. Damages Cap Under Tort Claims Act   Claims against governmental entities under the SCTCA are capped at   $300,000 per person/$600,000 per occurrence   (S.C. Code § 15-78-120).  This is legal information, not legal advice.