What should I do after a car accident in Indiana?

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Indiana is an   at-fault   state governed by the Indiana Comparative Fault Act (Ind. Code Title 34, Article 51, Chapter 2).    1. Immediate Steps at the Scene   - Stop and exchange information (Ind. Code § 9-26-1-1.1). Felony to leave an injury scene. - Render reasonable aid. - Call   911   for injuries.    2. Mandatory Reporting   -   Police  : Required for injury, death, entrapment, or apparent damage exceeding   $1,000   (Ind. Code § 9-26-1-1.1). -   Operator's Report (State Form 54480)  : Within   10 days   if no police investigation AND damage exceeds $1,000. - Notify your insurer.    3. Minimum Liability Insurance     25/50/25   under   Ind. Code § 27-7-5-2   for uninsured motorist coverage; underlying liability minimum same.    4. Modified Comparative Negligence — 51% Bar   Under   Ind. Code § 34-51-2-6  , the claimant cannot recover if their fault is   greater than 50%  . At 50% or less, damages are reduced by the claimant's percentage. The Comparative Fault Act does   not apply to claims against governmental entities   (which still operate under contributory negligence — Ind. Code § 34-51-2-2).    5. Statute of Limitations   - Personal injury:   2 years   (Ind. Code § 34-11-2-4). - Property damage:   2 years   (Ind. Code § 34-11-2-4). - Wrongful death:   2 years   (Ind. Code § 34-23-1-1). - Indiana Tort Claims Act:   Notice within 180 days   to political subdivision;   270 days   to State (Ind. Code §§ 34-13-3-8 to -10).    6. Important: Government Defendants Use Contributory Negligence   A unique Indiana rule: if you sue a state, county, city, or other governmental entity for negligence, the   harsher pure contributory negligence   rule applies — even 1% fault bars recovery ( Funston v. School Town of Munster , 849 N.E.2d 595 (Ind. 2006)).  This is legal information, not legal advice.