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What should I do after a car accident in Arizona?

Federal & State Law Editorial TeamLast reviewed: 2026-04-30

Arizona is an at-fault (tort) state with pure comparative negligence, codified at A.R.S. § 12-2505.

1. Immediate Steps at the Scene

  • Stop and exchange information (A.R.S. § 28-661). Hit-and-run with injury is a felony.
  • Render reasonable assistance.
  • Call 911 for injuries.

    • 2. Mandatory Reporting

  • Police: Required for injury, death, or apparent damage exceeding $1,000 (A.R.S. § 28-667).
  • The investigating officer files Form 3-21-103-AZ-DPS ("Arizona Crash Report").
  • Notify your insurer.

    • 3. Minimum Liability Insurance

    25/50/15 under A.R.S. § 28-4009 (effective July 1, 2020; previously 15/30/10).

    4. Pure Comparative Negligence

    Under A.R.S. § 12-2505(A): "The defense of contributory negligence...is in all cases a question of fact and shall, at all times, be left to the jury." Damages are reduced by the plaintiff's percentage of fault but never barred — unless the plaintiff's conduct was willful, wanton, or intentionally caused the harm.

    5. Statute of Limitations

  • Personal injury: 2 years (A.R.S. § 12-542).
  • Property damage: 2 years (A.R.S. § 12-542).
  • Wrongful death: 2 years (A.R.S. § 12-542).
  • Claims against public entities/employees: Notice of Claim within 180 days under A.R.S. § 12-821.01; suit within 1 year.

    • 6. Several Liability

    Arizona generally abolished joint and several liability — defendants pay only their percentage of fault (A.R.S. § 12-2506), with narrow exceptions (acting in concert, vicarious liability, hazardous waste).

    This is legal information, not legal advice.

    When to Talk to a Lawyer
    • Government vehicle/employee involved (180-day Notice of Claim)
    • Multiple defendants — several-only liability complicates collection
    • Insurer is asserting your conduct was willful/wanton to defeat recovery
    Related Statutes & Laws
    • A.R.S. § 28-661
    • A.R.S. § 28-667
    • A.R.S. § 28-4009
    • A.R.S. § 12-542
    • A.R.S. § 12-2505
    • A.R.S. § 12-2506
    • A.R.S. § 12-821.01

    This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.