All Comparison Tables
Wage Garnishment Limits
State-by-state comparison of wage garnishment limits including maximum garnishment percentages, head of household protections, exempt income, and bank levy rules.
50 States4 data columnsLast updated: Mar 2025
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| State | Max % | Head of Household | Exempt Income | Bank Levy |
|---|---|---|---|---|
| Alabama | 25% disposable earnings | No additional protection | 75% of disposable earnings | Allowed with court order |
| Alaska | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Arizona | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | $150 exempt per account |
| Arkansas | 25% disposable earnings | No additional protection | $500/wk exempt for all wages | Allowed with court order |
| California | 25% disposable earnings | Greater protection (up to 50% exempt) | Min 40x state hourly minimum exempt | $1,788+ exempt (auto) |
| Colorado | 25% disposable earnings | Additional $105/wk per dependent | 75% of disposable earnings | Allowed with court order |
| Connecticut | 25% disposable earnings | No additional protection | Min wage x 40 hrs exempt | Allowed with court order |
| Delaware | 15% of gross wages | No additional protection | 85% of gross wages | Allowed with court order |
| Florida | 25% disposable earnings | Head of household fully exempt | Up to $750/wk (head of household) | 6 months wages exempt (if head of household) |
| Georgia | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Hawaii | 5% of first $100 + 10% of next $100 + 20% of excess | Additional $33/dependent/mo | 95% of first $100 monthly | Allowed with court order |
| Idaho | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Illinois | 15% of gross wages | No additional protection | Min 45x state hourly minimum exempt | Allowed, bank account partially exempt |
| Indiana | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Iowa | 25% disposable earnings | Lowest-paid exempt up to $12,000/yr | $1,000/yr personal property | Allowed with court order |
| Kansas | 25% disposable earnings | Head of household limited to lesser of 25% or excess over $217.50 | Federal minimum ($217.50/wk) | Allowed with court order |
| Kentucky | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Louisiana | 25% disposable earnings | No additional protection | First $217.50/wk or min wage x 30 | Allowed with court order |
| Maine | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Maryland | 25% disposable earnings | No additional protection | Greater of 75% or 30x fed min wage | Allowed with court order |
| Massachusetts | 15% of gross wages | No additional protection | $750/wk exempt (approx) | Allowed with court order; $2,500 exempt |
| Michigan | 25% disposable earnings | Head of household: 60% if no other support order | Federal minimum ($217.50/wk) | Allowed with court order |
| Minnesota | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Mississippi | 25% disposable earnings | No additional protection | 75% of disposable earnings | Allowed with court order |
| Missouri | 25% disposable earnings (10% if head of household) | Only 10% can be garnished | Federal minimum ($217.50/wk) | Allowed with court order |
| Montana | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Nebraska | 25% disposable earnings (15% if head of family) | Only 15% can be garnished | Federal minimum ($217.50/wk) | Allowed with court order |
| Nevada | 25% disposable earnings | 82% exempt if head of household | 75% of disposable earnings | Allowed with court order |
| New Hampshire | 25% disposable earnings | No additional protection | 50x federal minimum hourly | Allowed with court order |
| New Jersey | 10% of gross income (25% for support) | No additional protection | 90% of gross income | Allowed with court order |
| New Mexico | 25% disposable earnings | Lesser of 25% or excess over 40x fed min | 40x federal minimum hourly wage | Allowed with court order |
| New York | 10% of gross or 25% of disposable (lesser) | No additional protection | 90% of income or 30x min wage | $2,625+ exempt (auto bank restraint rules) |
| North Carolina | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | $5,000 exempt in bank account |
| North Dakota | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Ohio | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order; $475 personal property exempt |
| Oklahoma | 25% disposable earnings | 75% of earnings exempt | 75% of disposable earnings | Allowed with court order |
| Oregon | 25% disposable earnings | No additional protection | Greater of 75% or $254/wk | Allowed with court order; $7,500 exempt |
| Pennsylvania | 0% (wages exempt from most garnishment) | N/A (wages mostly exempt) | 100% wages exempt (except support/taxes/student loans) | $300 exempt in bank |
| Rhode Island | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| South Carolina | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| South Dakota | 20% of disposable earnings | No additional protection | 80% of disposable earnings | Allowed with court order |
| Tennessee | 25% disposable earnings | Head of household max 2.5% per creditor | Federal minimum ($217.50/wk) | $1,000 exempt in bank |
| Texas | 0% (wages exempt from most garnishment) | N/A (wages mostly exempt) | 100% wages exempt (except support/taxes/student loans) | 60 days wages exempt in bank |
| Utah | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Vermont | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order; $700 exempt |
| Virginia | 25% disposable earnings | No additional protection | 40x federal minimum hourly wage | Allowed with court order |
| Washington | 25% disposable earnings | No additional protection | 35x state minimum wage per week | Allowed with court order; bank account partially exempt |
| West Virginia | 20% of disposable earnings | No additional protection | 80% of disposable earnings | Allowed with court order |
| Wisconsin | 20% of disposable income | No additional protection (subsistence needed) | 75% of disposable income for subsistence | Allowed with court order |
| Wyoming | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
Wage garnishment limits are subject to federal minimums under the Consumer Credit Protection Act. State limits shown apply to general creditor garnishments; different rules apply to child support, taxes, and student loans. Consult an attorney for specific situations.