All Comparison Tables
Wage Garnishment Limits
Federal & State Law Editorial TeamLast reviewed: April 2026
State-by-state comparison of wage garnishment limits including maximum garnishment percentages, head of household protections, exempt income, and bank levy rules.
50 States4 data columnsLast updated: Mar 2025
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| State | Max % | Head of Household | Exempt Income | Bank Levy |
|---|---|---|---|---|
| Alabama | 25% disposable earnings | No additional protection | 75% of disposable earnings | Allowed with court order |
| Alaska | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Arizona | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | $150 exempt per account |
| Arkansas | 25% disposable earnings | No additional protection | $500/wk exempt for all wages | Allowed with court order |
| California | 25% disposable earnings | Greater protection (up to 50% exempt) | Min 40x state hourly minimum exempt | $1,788+ exempt (auto) |
| Colorado | 25% disposable earnings | Additional $105/wk per dependent | 75% of disposable earnings | Allowed with court order |
| Connecticut | 25% disposable earnings | No additional protection | Min wage x 40 hrs exempt | Allowed with court order |
| Delaware | 15% of gross wages | No additional protection | 85% of gross wages | Allowed with court order |
| Florida | 25% disposable earnings | Head of household fully exempt | Up to $750/wk (head of household) | 6 months wages exempt (if head of household) |
| Georgia | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Hawaii | 5% of first $100 + 10% of next $100 + 20% of excess | Additional $33/dependent/mo | 95% of first $100 monthly | Allowed with court order |
| Idaho | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Illinois | 15% of gross wages | No additional protection | Min 45x state hourly minimum exempt | Allowed, bank account partially exempt |
| Indiana | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Iowa | 25% disposable earnings | Lowest-paid exempt up to $12,000/yr | $1,000/yr personal property | Allowed with court order |
| Kansas | 25% disposable earnings | Head of household limited to lesser of 25% or excess over $217.50 | Federal minimum ($217.50/wk) | Allowed with court order |
| Kentucky | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Louisiana | 25% disposable earnings | No additional protection | First $217.50/wk or min wage x 30 | Allowed with court order |
| Maine | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Maryland | 25% disposable earnings | No additional protection | Greater of 75% or 30x fed min wage | Allowed with court order |
| Massachusetts | 15% of gross wages | No additional protection | $750/wk exempt (approx) | Allowed with court order; $2,500 exempt |
| Michigan | 25% disposable earnings | Head of household: 60% if no other support order | Federal minimum ($217.50/wk) | Allowed with court order |
| Minnesota | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Mississippi | 25% disposable earnings | No additional protection | 75% of disposable earnings | Allowed with court order |
| Missouri | 25% disposable earnings (10% if head of household) | Only 10% can be garnished | Federal minimum ($217.50/wk) | Allowed with court order |
| Montana | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Nebraska | 25% disposable earnings (15% if head of family) | Only 15% can be garnished | Federal minimum ($217.50/wk) | Allowed with court order |
| Nevada | 25% disposable earnings | 82% exempt if head of household | 75% of disposable earnings | Allowed with court order |
| New Hampshire | 25% disposable earnings | No additional protection | 50x federal minimum hourly | Allowed with court order |
| New Jersey | 10% of gross income (25% for support) | No additional protection | 90% of gross income | Allowed with court order |
| New Mexico | 25% disposable earnings | Lesser of 25% or excess over 40x fed min | 40x federal minimum hourly wage | Allowed with court order |
| New York | 10% of gross or 25% of disposable (lesser) | No additional protection | 90% of income or 30x min wage | $2,625+ exempt (auto bank restraint rules) |
| North Carolina | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | $5,000 exempt in bank account |
| North Dakota | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Ohio | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order; $475 personal property exempt |
| Oklahoma | 25% disposable earnings | 75% of earnings exempt | 75% of disposable earnings | Allowed with court order |
| Oregon | 25% disposable earnings | No additional protection | Greater of 75% or $254/wk | Allowed with court order; $7,500 exempt |
| Pennsylvania | 0% (wages exempt from most garnishment) | N/A (wages mostly exempt) | 100% wages exempt (except support/taxes/student loans) | $300 exempt in bank |
| Rhode Island | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| South Carolina | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| South Dakota | 20% of disposable earnings | No additional protection | 80% of disposable earnings | Allowed with court order |
| Tennessee | 25% disposable earnings | Head of household max 2.5% per creditor | Federal minimum ($217.50/wk) | $1,000 exempt in bank |
| Texas | 0% (wages exempt from most garnishment) | N/A (wages mostly exempt) | 100% wages exempt (except support/taxes/student loans) | 60 days wages exempt in bank |
| Utah | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
| Vermont | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order; $700 exempt |
| Virginia | 25% disposable earnings | No additional protection | 40x federal minimum hourly wage | Allowed with court order |
| Washington | 25% disposable earnings | No additional protection | 35x state minimum wage per week | Allowed with court order; bank account partially exempt |
| West Virginia | 20% of disposable earnings | No additional protection | 80% of disposable earnings | Allowed with court order |
| Wisconsin | 20% of disposable income | No additional protection (subsistence needed) | 75% of disposable income for subsistence | Allowed with court order |
| Wyoming | 25% disposable earnings | No additional protection | Federal minimum ($217.50/wk) | Allowed with court order |
Wage garnishment limits are subject to federal minimums under the Consumer Credit Protection Act. State limits shown apply to general creditor garnishments; different rules apply to child support, taxes, and student loans. Consult an attorney for specific situations.
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.